Financial and Estate Planning

Long Term Care Planning

Pre and Post-retirement Counseling

Tax Favored Investments

Mutual Funds

Equities

Life Insurance

Disability Insurance

Funding for Education

401(k)

403(b) Tax Sheltered Annuities

Individual Retirement Accounts

Third Party Administration/Payroll Deduction Services

Securities offered through Securities America Inc., Member FINRA/SIPC. Financial planning and advisory services offered through Securities America Advisors, Inc.  L&M Financial Services and Securities America Inc. are unaffiliated.