Federal Employees

From the Thrift Savings Plan (TSP) to FEGLI, federal employee benefits can get complicated fast.

At L&M, we have the information and experience – more than 35 years of it, in fact – to help you understand all your benefits, know your options, and make solid financial decisions moving forward, so you can retire understanding all your benefits.

Whether you’re employed by the FBI, IRS, SSA, USDA, USPS, or another federal agency, one of our CharteredFederalEmployeeBenefitsConsultants will work with you to explain your benefits. They can also counsel you on your options regarding the products and services available to fill any gaps in your benefits.

In addition, we can assist with the completion of your “Application for Immediate Retirement” and advise you on your options regarding important decisions, such as continuation of health insurance and survivor benefits.

Tell us about your financial goals

Products & Services L&M Can Offer Federal Employees

  • Financial & estate planning
  • Long-term care planning
  • Pre & post-retirement counseling
  • Tax-favored investments
  • Mutual funds
  • Equities
  • Life insurance
  • Disability insurance
  • Funding for education
  • 401(k)
  • 457(a) Deferred Compensation
  • Individual Retirement Accounts (IRAs)
  • Payroll deduction services